Privacy Policy

Bill Oliver Horsemanship

Online Education & Training Website Privacy Policy

Oliver Enterprises, Inc., d/b/a Bill Oliver Horsemanship (“Oliver Enterprises” or “We”) value your privacy. This Privacy Policy applies to data processing carried out by Oliver Enterprises for anyone (“You” or “User”) who accesses or contacts Oliver Enterprises through Bill Oliver’s website for Online Education and Training at www.billoliver.thinkific.com, (the “OET Site”).

NOTE: This policy does not apply to the general Bill Oliver Horsemanship website at www.billoliverhorsemanship.com, which has its own privacy policy.

Bill Oliver’s Online Education and Training courses and the OET website are hosted by Thinkific Labs Inc. (“Thinkific”). Thinkific provides Oliver Enterprises with the platform that allow us to provide our education and training product/services to you online. Your data is stored through Thinkific’s data storage, databases and the general Thinkific application. Thinkific stores your data on a secure server behind a firewall.

Please see Thinkific’s Privacy Policy available at https://www.thinkific.com/resources/privacy-policy/.

1. What information do we collect and what do we do with it?

We may collect and use personal information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household. As used herein, the terms Personal Data or Information shall refer to any information relating to an identified or identifiable individual.

We will NOT collect Sensitive Personal Data or Information, such as a consumer’s social security number, driver’s license and passport numbers, account numbers and credentials, precise geolocation, racial or ethnic origin, religious beliefs, or union membership, personal Information concerning a consumer’s health, sex life, or sexual orientation, contents of a consumer’s mail, email, and text messages where the business is not the intended recipient, genetic data, biometric information, or citizenship and immigration status.

What Types of Personal Data We Collect and Use

When you enroll as a student or subscriber (“Learner”) on the OET Site, as part of the enrolling process, we collect the Personal Information you give us such as your name and email address.

We may collect the following personal information:

Categories of Personal Data	Specific Types of Personal Data Collected
Identifiers (e.g., a real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, social security number, driver's license number, passport number, or other similar identifiers)	Name, Email Address
Account log-in, financial account, debit card, or credit card number in combination with any required security or access code, password, or credentials allowing access to an account	Account log-in and password, transaction account information (e.g., financial account, debit card or credit card number in combination with any required security or access code)
Commercial information (e.g., records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies)	Records of products or services purchased
Internet or other electronic network activity information (e.g., browser, computer model information, geolocation, search history, and information regarding a consumer's interaction with an Internet Web site, links, videos, site searches, application, or advertisement)	Age bracket, browser information, device information and location, user interests, language settings, operating system information, platform information, IP address

Oliver Enterprises requests that Users not provide any Sensitive Personal Information and not provide any Personal Information other than the items that are specifically requested. To the extent that a User provides additional Personal Information or provides Sensitive Personal Information, Oliver Enterprises will not use that Personal Information or Sensitive Personal Information except as described herein, including for the legitimate business interests of Oliver Enterprises and to comply with legal and regulatory requirements.

For information about information that may be collected by Thinkific when You use the Website, please refer to the Thinkific Privacy Policy at https://www.thinkific.com/resources/privacy-policy/.

How We Collect Your Personal Data

Via submission form on the OET Site

We collect data submitted by Users through submission forms on the OET Site when a User enrolls as a student or subscriber. Data collected through these forms may include Name, Email Address, Oliver Enterprises discourages Users from providing Sensitive Personal Information and submitting any Personal Information except as specifically requested through the submission form.

For information about how Thinkific may collect Your Personal Data when You use the OET Site , please refer to the Thinkific Privacy Policy at https://www.thinkific.com/resources/privacy-policy/.

How & Why We Use Your Personal Data

Data privacy laws indicate Oliver Enterprises may only use Your Personal Information:

Where You have given consent;
For legitimate interests of Oliver Enterprises or those of a third party (a legitimate interest is when we have a business or commercial reason to use Your information, so long as this is not overridden by Your own rights and interests);
For the performance of our agreements with You or to take steps at Your request before entering into an agreement;
To comply with legal and regulatory requirements and obligations.

Oliver Enterprises may use Your Personal Information in a manner that is consistent with this Privacy Policy and the context of our relationship with You.

Oliver Enterprises may use Your Personal Information including Name, Email Address, Phone Number, and Log-in information:

To identify when You sign into Your account;
To establish, maintain, and manage our business, contractual, or pre-contractual relationship with You;
1. In executing an agreement between You and Oliver Enterprises and applying pre-agreement activities, Oliver Enterprises may use Your Personal Data to manage business relationships with potential customers and/or suppliers and to respond to requests for information about the products and services offered by Oliver Enterprises;
To process Your queries; for operation purposes such as training and quality control;
To send You updates about the OET Site , registration, course content, Your course progress, and other updates;
To send You advertisements for Oliver Enterprises products and services and related courses or other related industry and commercial information;
To send you information about changes to a course, survey You about your usage of the OET Site and Oliver Enterprises ’s products and services, and/or to collect Your opinions about the OET Site and Oliver Enterprises ’s products and services;
To prevent and detect fraud against You and Oliver Enterprises;
To ensure confidentiality of commercially sensitive information;
To ensure adherence to business policies such as policies established for security;
To ensure compliance with professional, legal or regulatory obligations;
For statistical purposes to help manage our business;
To update records; and
To prevent unauthorized access to or modifications of our systems.

Oliver Enterprises may also use Your Personal Data for other purposes with Your express consent. Authorized communications may be sent by Oliver Enterprises to You by any means, including electronic means such as email or text message.

For information about how Thinkific may use Your Personal Data that Thinkific collects when You use the OET Site , please refer to the Thinkific Privacy Policy at https://www.thinkific.com/resources/privacy-policy/.

How & With Whom We Share Your Personal Data

Oliver Enterprises may use Your Personal Data internally in accordance with this Privacy Policy and may share Your Personal Data with:

Oliver Enterprises ’s service producers assisting in delivering our products/services to You and in running our business such as payment service providers, data and project management service providers, and website content hosting companies; and
Third parties approved by You including any you choose to link to our account or third-party payment providers.

Oliver Enterprises may share Your Personal Data with third-party service providers as reasonably necessary to operate the OET Site and carry out its rights and obligations under any agreement.

Oliver Enterprises may communicate Your Personal Data to third parties to which Oliver Enterprises is required to transmit such information, such as public authorities, and to comply with the requirements of such authorities and any applicable laws or regulations.

Oliver Enterprises may also communicate Your Personal Data to other third parties and/or for other purpose with Your express consent.

For information about how and with whom Thinkific may share Personal Data collected when You use the OET Site , please refer to the Thinkific Privacy Policy at https://www.thinkific.com/resources/privacy-policy/.

How Long We Keep Your Personal Data

We will keep your personal data while you have an account with us or while we are providing services to you and as long as is reasonably necessary for the purposes for which it was collected, as explained in this Privacy Policy.

Thereafter, we will keep your personal data for as long as is necessary:

To respond to any questions, complaints or claims made by you or on your behalf
To show that we treated you fairly –or–
To keep records required by law

Generally, the storage period of Your Personal Data is determined by the duration of your relationship with Oliver Enterprises and any legally established limits. Thus, the criteria employed by Oliver Enterprises to determine how long to store data is based on applicable legal requirements and regulatory guidelines as well as the operational needs of Oliver Enterprises that we may manage our relationships with various stakeholder groups.

If you maintain any business or contractual relationship with Oliver Enterprises, we will retain your personal data.

Upon the conclusion of your business relationship with Oliver Enterprises, we will delete your personal data upon concluding all necessary actions to manage and finalize any obligation remaining between the parties. Oliver Enterprises will complete all necessary administrative procedures at that time, unless you have provided us with your express consent to send you business communications, in which case we will keep your personal data until you withdraw your consent.

Your data will be appropriately blocked if any liability exists related to our contractual or pre-contractual relationship, or until Oliver Enterprises has fulfilled all its legal obligations.

Oliver Enterprises may retain your personal data so that we have an accurate record of your dealings with us in the event of any complaints or challenges or if we reasonably believe there is a prospect of litigation relating to your personal data or dealings. Oliver Enterprises may use your personal data to prosecute or defend against any legal claims, or when obligated to provide it to any public administration, judge, or court. Oliver Enterprises may also retain any agreements between You and Oliver Enterprises, including but not limited to any liability waivers or media releases.

2. How do you get my consent?

By using the OET Site (including signing up for an account on the OET Site, providing Your Personal Information to enroll as a student or subscriber, making a purchase on the OET Site , or participating in a course on the OET Site ), You agree that the terms of this Privacy Policy shall apply to Your Personal Information.

If we ask to use Your Personal Data for any purpose not covered by this Privacy Policy, we will either ask you directly for your expressed consent, or provide you with an opportunity to say no.

If You provide consent for Oliver Enterprises to use Your Personal Data for purposes outside of this Privacy Policy, you may withdraw your consent for us to contact you, for the continued collection, use or disclosure of your information, at any time by contacting us at [email protected] or mailing us at: 115 Road 2EE, Cody, Wyoming 82414

3. Payment:

If You make a purchase on the OET Site, we use a third-party payment processor such as Stripe or Paypal to process the transaction. Payments are encrypted through the Payment Card Industry Data Security Standard (PCI-DSS). Your purchase transaction data is stored only as long as is necessary to complete Your purchase transaction.

All direct payment gateways adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express and Discover.

PCI-DSS requirements help ensure the secure handling of credit card information by our site and related courses and its service providers.

For more insight, you may also want to read Thinkific’s Terms of Service here https://www.thinkific.com/resources/privacy-policy/ or Privacy Statement here https://www.thinkific.com/resources/terms-of-service/ .

4. Third Party Services

In general, the third-party providers used by us will only collect, use and disclose Your information to the extent necessary to allow them to perform the services they provide to us.

However, certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for Your purchase-related transactions.

For these providers, we recommend that You read their privacy policies so you can understand the manner in which Your personal information will be handled by these providers.

Certain providers may be located in or have facilities that are located in a different jurisdiction than either You or us. If you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.

As an example, if You are located in Canada and your transaction is processed by a payment gateway located in the United States, then Your personal information used in completing that transaction may be subject to disclosure under United States legislation, including the Patriot Act.

Once You leave the OET Site or are redirected to a third-party website or application, You are no longer governed by this Privacy Policy or our OET Site ’s Terms of Service.

5. Links

When you click on links on our course site, they may direct you away from our site. We are not responsible for the privacy practices of other sites and encourage you to read their privacy statements.

6. Security

To protect Your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered, or destroyed.

If you provide us with your credit card information, the information is encrypted using secure socket layer technology (SSL) and stored with a AES-256 encryption. Although no method of transmission over the Internet or electronic storage is 100% secure, we follow all PCI-DSS requirements and implement additional generally accepted industry standards.

7. Cookies

We collect cookies or similar tracking technologies. This means information that our website’s server transfers to your computer. This information can be used to track your session on our website. Cookies may also be used to customize our website content for you as an individual. If you are using one of the common Internet web browsers, you can set up your browser to either let you know when you receive a cookie or to deny cookie access to your computer.

We use cookies to recognize your device and provide you with a personalized experience.
We also use cookies to attribute visits to our websites to third-party sources and to serve targeted ads from Google, Facebook, Instagram and other third-party vendors.
Our third-party advertisers use cookies to track your prior visits to our websites and elsewhere on the Internet in order to serve you targeted ads. For more information about targeted or behavioral advertising, please visit https://www.networkadvertising.org/understanding-online-advertising.
Opting out: You can opt out of targeted ads served via specific third-party vendors by visiting the Digital Advertising Alliance’s Opt-Out page.
We may also use automated tracking methods on our websites, in communications with you, and in our products and services, to measure performance and engagement.
Please note that because there is no consistent industry understanding of how to respond to “Do Not Track” signals, we do not alter our data collection and usage practices when we detect such a signal from your browser.

8. Web Analysis Tools

We may use web analysis tools that are built into the OET Site to measure and collect anonymous session information.

9. Age of Consent

By using this site, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence.

For the avoidance of doubt, this OET Site is intended for individuals 18 years of age and older. It is not directed to, marketed to, or intended for, children under 18 years of age. We do not knowingly collect any information, including personal data, from children under 18 years of age. If you believe we have inadvertently collected personal data from a child under the age of 18, please contact us at [email protected] and we will take immediate steps to delete it.

10. Your Data Privacy Rights

Depending on where You live, You may have certain rights with respect to Your Personal Data. These rights may include:

The right to know, access and obtain a copy of your personal data
The right to request deletion of your personal data
The right to correct inaccuracies in your personal data
The right to be free from discrimination for exercising these rights
The right to request information about our collection and use of your personal data, or
The right to limit use, processing, and disclosure of personal data and sensitive personal data
The right to be free from business retaliation/discrimination for exercising these rights

These rights may be subject to certain limitations.

If you consider it necessary to exercise any rights you may have with respect to your personal data, you may contact Oliver Enterprises by sending a request to [email protected]. Once we receive a request to exercise your data privacy rights, we may be required to verify your identity before proceeding. We may verify identities by comparing certain details you provide (such as name, email, and relationship) with information we have. In some cases, we may need additional details to verify your identity. For example, Oliver Enterprises may request an identification card or other proof of identity to process your request. In certain circumstances, we may decline a request to exercise any data privacy rights, particularly where we are unable to verify your identity or locate your information in our systems, or as otherwise permitted by law.

We reserve the right to charge a fee where permitted by law, for instance, if your request is manifestly unfounded or excessive.

11. Changes to this Privacy Policy

This Privacy Policy was last modified on April 12, 2024.

We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.

If our site or course is acquired or merged with another company, your information may be transferred to the new owners so that we may continue to sell products to you.

For information about modifications to the Thinkific Privacy Policy, please refer to the Thinkific Privacy Policy at https://www.thinkific.com/resources/privacy-policy/.

QUESTIONS AND CONTACT INFORMATION

If you would like to: access, correct, amend or delete any personal information we have about you, register a complaint, or simply want more information contact our Privacy Compliance Officer at [email protected] or by mail at 115 Road 2EE, Cody, Wyoming 82414

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